Health
Insurance
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Individual health insurance
can be as rich in benefits, or as basic as you want, to fit your budget
and needs. Once we know your budget and needs, we do the shopping for
you choosing from a wide range of insurance companies. Choose from catastrophic
or comprehensive health insurance. Affordable health insurance exists!
Individual health insurance
is a good option for you if:
- You are self employed
- Your employer does not offer health
insurance or what they offer costs you too much
- You are relatively healthy
- You are a student or retiree
- You are between jobs, and COBRA is too
expensive
Many health conditions
are accepted by insurance companies; some are not. A company
may offer to cover everything except a specific pre-existing
condition you have, or they may charge you more and cover
the condition. Our job is to find the company that sees
your health conditions most favorably, and to find you the
best-priced health insurance in Colorado.
If an insurance company sees you as unhealthy enough to be a high enough
risk for them, they have the right to decline you coverage. Individual
insurance is portable and may be taken from career to career. Major
medical insurance is generally more expensive but has more benefit than
catastrophic health insurance. If you are willing to take a little more
risk, catastrophic health insurance can offer a low-cost option that
will protect your assets and allow you the quality of health care you
want if a serious health situation arises.
Further
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Articles at Choice+
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Links to Online Resources
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