Search     .: Home   .: Contact An Agent   .: About Us   .: Choice+ Newsletter         Long Term Care Insurance How would you survive financially in the event of an extended disability? Some Facts: The national average for nursing home care is around $56,000 per year. [1] Nearly 43% of Americans over 65 will spend time in a nursing home at some point. [2] Many people think Medicare or Medicaid pays for long term care insurance. The Health Insurance Portability and Accounting Act of 1996 made it clear that individuals are responsible for their own long term care. Tax incentives were created for the purchase of plans that qualify. Nursing home care costs are increasing faster than the rate of inflation (nursing home care up 6.7% annually vs. 4.5% inflation). Without long term care coverage, what will happen to your assets?[3] State assistance through Medicaid isn’t available until a patient spends his or her assets down to $2,000 or less and has a low income.[4] The younger you are when you purchase, the lower your premium will be. We have options for people who usually cannot pass underwriting guidelines. You may want to consider long term care insurance if: You have moderate to significant assets and/or income you want to protect. You want to stay independent of the support of others. You want to have some say about where you live as you age. You want to pay for your own care. To learn more about how Long Term Care Insurance can protect your assets please submit a quote request: Name   email   Home Phone   Day Time Phone   Address   City   State   Zip   Who is this quote for?   Myself A Family Member Someone Else Has the applicant ever been declined or rated for life insurance?   No Yes Not sure Applicant Birth date   Spouse's Birth date   Have you already applied for a Long Term Care insurance plan or already have a policy? No Yes Not sure Do you plan to purchase Long Term Care insurance in the next 90 days? No Yes Not sure If I am on a National or State DO NOT CALL List/DO NOT CONTACT List, by clicking on the above “Submit” button and submitting my contact information which includes my phone number and/or email address, you are authorized to contact me by telephone and email for the three (3) month period following date of this consent. We do not do business from California, nor do we collect any identifiable information from anyone. If you are from California, please DO NOT fill out the form. Done in compliance with the California Online Privacy Protection Act. Your information is confidential with Choice Plus Insurance and it's partner affiliations.   [1] Fort Collins Coloradoan 2/12/01 p. D6 [2] Time Magazine 8/99 [3] Bureau of Labor Statistics Volume 1 No. 2 [4] A Shopper’s Guide to Long Term Care Insurance, National Association of Insurance Commissioners 1999     .: Health   .: Life   .: Accident   .: Dental   .: Group Health   .: Critical Illness   .: Long Term Care Chris Davies, CSA     Website managed by ChurchMouse Media | Terms Of Use | Privacy Statement | © 2005 Choice Plus Insurance LLC. All rights reserved.